What interest rate will I be charged?
ClickMeLoans™ is not a lender. Because of this, we are not able to confirm the exact APR rate that you will be charged. Should you have reached our site via a paid Google advert, you will have seen repayment terms ranging from 3 to 24 months, together with illustrated rates of 4.95% to 35.95% for qualified customers (calculation consistent with the Truth In Lending Act, TILA). Although some providers offer rates from 4.95% up to 35.99% APR rates that low are only available to certain customers. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network.
To apply for a loan, you will need to be 18 years or older. The rate of APR you will be charged will be set by the lender. The figure can vary and, will be based both on the information that you provide to the lender within your loan request and the information the lender supplied to you. The lender will always notify you of the APR they can offer you.
APR rates are based on how creditworthy you are, the rates are subject to change without notice which could result in the rate and amount you pay back varying.
Once your application has been accepted by a lender, they will provide you with all the facts associated with the loan. This will include the APR, any associated loan finance charges and all of the terms you will be agreeing to. It is prudent that you read all information submitted to you by the lender to ensure that you can make an informed decision prior to accepting a loan offer.
ClickMeLoansTM refers consumers to trusted, reputable lenders who are able to provide loan information and advice – we do not charge for this service.
Representative Examples (Qualified Customers) (2)
If you borrowed $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total pay-back amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.
If you borrowed $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay-back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
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